Our Products

Washington Mutual Card Services offers a family of products designed to fit our cardholders’ lives and provide the flexibility they need over time. By combining knowledge, analysis, and technology, we strive to match the right product to the right customer at the right time.

Credit Products
Our core credit card product, the Providian Visa Platinum® card, is an innovative product designed to provide more to American consumers: free access to, and information about, customers’ FICO® credit scores — an industry first; coupons and discounts to popular restaurants and retailers; and a commitment to provide a fair credit line at a fair price and to review customers’ credit lines regularly and grant an automatic increase to those who qualify.

• Providian Real Rewards^TM is a new and different kind of rewards program. It rewards cardholders for different ways that they use their card — making purchases and even paying on time. And Providian Real Rewards provides customers with a variety of ways to redeem their reward points, including merchandise, restaurant discount cards, airline travel, and even the ability to use points to lower the APR on their account. More ways to earn points, more ways to redeem points — it's that simple.
  
  
• Providian Cash Rewards^TM allows cardholders to earn cash back on every purchase they make with their card.
  
  
• Premium Points^SM is a rewards program that allows cardholders to earn points for purchases — one point per dollar, redeemable for merchandise, gift cards, or travel awards.
  

Other Financial Products and Services
A wide variety of financial services and products are available through Washington Mutual's national network of financial stores and at www.wamu.com.